The hub and source of discord the Panic of 1907 presented was none other than New York City. At the time, New York was a bustling city, similar to the present, where many of the mentioned trades and exchanges occurred, namely the exchange of railroad bonds between New York and London securities markets. This is also where the Stock Exchange was headquartered and when word first spread that the stock market had plummeted. The people who were major catalysts in the increase in public distrust were also stationed there.

"She kept up her spirits to meet him with a cheerful countenance, and she contrived to conceal the suggerings she endured while they were together. They got out and walked now and then; and this tended to keep up the vital warmth. Their course was generally taken over Blackfriars birdge, and it was on their return across the river... that she felt the cold enter her heart, and made her head feel dizzy" (325)

Below is a stock image photo from 1880, as well as am engraving of the orginal bridge as it was rebuilt in 1860 in the same spot.

"On the 4th of Janurary Villiers recieved a letter from his uncle, Lord Maristow, entrusting a commission to him, which obliged him to go to the nieghborhood of Egham" (303).

Ethel discovers from the porter that there are men watching the place. So she sends a message via the porter to Egham, and visits VIlliers there herself later. Below is the Royal Holloway in Engham (a public university).